Jornais Acesso aberto

News from 07/10/2000

2000; Gale Group;

Autores

Andrew Robson, Robin Cook, Jon Ashworth, Cath Urquhart, Raymond Snoddy Media Editor, Max White, Doreen Davie, Richard Whitehead, Robert Cole, Marielies Jackson, Catherine Riley, Portia Colwell, Flona Beckett, Patricia Davies, James Moore, Keith Chambers, Maggie Alderson, Philip Barron, Jane MacQuitty, Gary Neville, Andrew Morgan, Paul Burgin, Salome Munuo, Clive King, Paul Hoggart, Mark Souster, Ron Kirkpatrick, Richard Hobson, Tim Charlton, Alex Todorovic, Sara MacEfield, Stewart Tendler Adam Fresco and Richard Ford, Philip Howard, Noel Buchanan, Charybdis, Rupert Watson, James Bone, Brian Pedley, Rachel Campbell-Johnston, Clive Davis, Jean Reynolds, Elizabeth Judge, Gabrielle Starkey, E. Jane Dickson, Anne Robinson, Sharon Linnard, Paul Armstrong and Nick Hasell, Iynn goldsmith, Tony Patrick, John Hegley, Kevin Eason, john diamond, John Rolls, Richard Beeston and Craig Clarke, Gerald Davies, Sam Lister, Clare Stewart, J. J., Giles Coren, Andrew Norfolk, John O'Leary Education Editor, Jonathan Eyal, Antonia Senior, Pat Gibson, David McVay, Laurence Ellis, Stephen McClarence, Ian Boughton, Henry Harris, Chandos Elletson, A. N. Black, John Clarke, Steve Keenan, A. C., Melanie Tringham, Sam Llewellyn, David Charter Education Correspondent, Michael Hammet, Dee Wakely, Dominic Walsh, Steve Bird, Ruth Gledhill, Debra Craine, Suzanne Clarkson, Roger Watkins, Bobby Robson, Gioconda, Alix Ramsay Tennis Correspondent, Grainne Gilmore, Martin Barrow, Jonathan Gornall, Richard Ford Home Correspondent, Christopher McCooey, Jo Morris, Alan Hamilton, Robin Young, james martin, Candida Crewe, Andy Stephens, D. L., Andrew Norfolk and Helen Rumbelow, T. P., John O'Leary, D. E. Freeman, Daniel Lee, Helen Rumbelow Medical Reporter, Doug Sager, Valerie Elliott Consumer Editor, Quentin Letts, Colin P. Smith, General Manager, Charles Bremner, Hywel Davies, Alison Riddell, P. B., Helen Rumbelow, Peter Barnard, Tim Teeman, Mark Court, Derwent May, Stuart Bailie, Russell Kempson, Paula Hawkins, Catrin Griffiths, Ed Potton, Paul Armstrong, Jeremy Bremridge, Melissa de Villiers, Michael Dynes Africa Correspondent, Stephen Anderton, Amber Cowan, Tom Baldwin Deputy Political Editor and Martin Fletcher, Lisa Armstrong, Michael Theodoulou, Andy Stephens Football Focus, Simon de Bruxelles, Dugald Barr, John Hopkins Golf Correspondent, Rob Wright, Patricia Cox, Christina Koning, Adam Jones, Pradip Pattni, Raymond Keene, clare lazaro, Geoff Pendlebury, Clive Mathieson, Alan Clark, Carol Coaker, Matt Dickinson, John Nash, Elizabeth Pearse, James Allcock, G. S., Martin Jackson, J. L. Pearce, Katie Owen, Jeannette Hyde, Francis Gilbert, Les Watson, Arabella Warner, Christopher Walker Chief Ireland Correspondent, Ted Clark, Chris Ayres Media Business Correspondent, Emma Miller, Rw, Sandra Parsons, Helen Nugent, Antonia Senlor, Nick Hasell, Chloe Bryan-Brown, luke kirwin, Richard Holledge, David Hands Rugby Correspondent, James Collard, Martin Fletcher European Correspondent, John Beck, Paul Armstrong and Clive Mathieson, Michael Allen, Nick Szczepanik, Anne Ashworth, Jane Shilling, Peter Coad, Alex O'Connell, Mel Webb, Mike Brewer, Paul McCann Media Correspondent, Kevin McCarra, Matthew Parris, Jennai Cox, Mark Hodkinson, Barry Williams, Tim Wapshott, Simon Callow, Russell Jenkins, Caitlin Moran, Clarissa Hyman, Alan Lee, Jane Owen, Walter Gammie, J. G. Jackson, Peter Riddell, Ben MacIntyre, Giulio Sica, Richard Beeston Diplomatic Editor and Martin Fletcher European Correspondent, Helen Pridham, Ian Brodie, Alison Gibson, Richard Miles, John Naish, Simon Jenkins, Graham Searjeant, Lewis Stuart, Martin Waller, Carol Wright, Chris Ayres, Ronald Ellis, Danny Baker, Fran Littlewood, James Jackson, Robert MacLaren, Benedict Nightingale, Angus Batey, Misha Glenny, Mariana Robinson, Stephen Dalton, Jill Crawshaw, Sam Kiley, Tom Chesshyre, Valerie Grove, Patrick Innes, Reginald E. Griffiths, Allan Hall, Frank Field, Alan Lee Racing Correspondent, Susie Steiner, Sally Patten, Lea Paterson Economics Correspondent, Nigel McCulloch, David Wright, Doug Sager Ski correspondent, Andrew Pierce and Stewart Tendler, Jean Clarke, Patience Wheatcroft, john angerson, Christopher Irvine, John Job, Susan Emmett, Arthur Leathley Transport Correspondent,

Resumo

Index Milosevic concedes defeat Blair's EU vision Americans fall for royal St Andrews Beckham and Owen: England's glamour boys British diplomat wins swift release for police Play Your new guide to the best in arts,… Asprey & Carrard Index The New-Look Saturday Times Chubb Picture Gallery Servants of the People Martyr had spent years fighting for democracy Virgin money Happiness is the feeling of freedom On a family affair President's allies could soon become enemies The Final Domino: Where Will Milosevic's Fall Take the Balkans? Kosovo Successful force now faces uncertain future Montenegro Bosnia Power struggle takes on a wider aspect Team GB The young danced and the old wept PC World Britain pledges millions for war damage Celebration that is tinged with sorrow Commentary The Accused Hand him over, says Hague prosecutor Glenfiddich 12 year old single malt Scotch whisky Blair wins backing for 'more powerful Europe' Looking far and wide for a way to win at home On Politics Magnet Hospital chief in waiting lists inquiry Dorset sands outprice Manhattan National Canine Defence League Thinking of buying a computer? £1.50 for school run Virgin energy Life for rapist in landmark trial £345,000 award for unnecessary breast removal The Link Travel boss hits out at whingers Boy sex offender sent back to school Old English Inns By a Correspondent: Spam is top fatal attraction for a holiday French find new Michelin boss hard to stomach Please do hot take your seats, folks GOA Queen's groom jailed for porn Renault Clio Dixons Security stepped up for Noye witnesses Gang criminals lured by a quiet life in the Wild West Audi Fujitsu Computers Siemens Punch guilty of contempt over Shayler News in Brief Abuser jailed Gold medal arrest Sex guide cleared Brief restraint Woman taken off trek with Prince Citroen BBC governors face loss of exclusive powers Decision on lottery may be 8 weeks late Police investigate 'mercy killings' Royal Philharmonic Orchestra Tough tactics 'revive worst schools' Jungle. com Scottish Widows Girl takes the first spell as Harry Potter The Good Deal Guide Free Tomorrow Phones 4u Direct Trimble facing new fight for political future Family lose TV case Stalkers pursue a million Britons First Choice Gun siege at garden centre News in Brief Authority defends HIV alert delay Intruder loses damages claim Traffic fines to rise by £20 Harman man loses damages Smuggler jailed after police chase Goss sails home again at half mast Alliance Leicester Admirable Triton begins sea tests Change of courses costs sailor £12.000 Gore leaps ahead after running-mates debate US 2000 Election Peugeot New York race set to cost $100m Neo-Nazi threat 'played down' Song and dance over Spike Lee's dark satire Scottish Widows Shakespeare takes a hip turn Amserve Kidnap caper puts 'victim' in cameo role America Giuliani embroiled in war of succession Versace shoulders a new burden Sees Donatella Versace has found a new erogenous zone for Milan Fashion Week Britart. com Cater Allen Bank (Reuters): Miners kill 20 after gems theft New in Brief Heroin killed pilot (Reuters): Reporter 'fined' (AP): Skyscraper death (Reuters): Hop off… Holy site stormed as 11 die in a 'day of rage' The Times Online Thousands flee Ivory Coast US reins in UN debate Syria joins aid flights to Iraq Gateway Big day for nation that likes to think small BT Cellnet Stepfather is charged with five murders Trains are set to go from had to worse Court says 'living death' two may die The world online Camelot's queen fighting for a level battlefield Talks to the woman who has won the right to take on The People's Lottery Www. eteach. com Halifax A farce about farce is life itself Theatre Noises Off Lyttelton This is Serb business-and it's still unfinished The West's self-satisfaction cannot disguise the reality of the Balkans Even A1 Gore could never have invented a story like this A Cook's tour of Balkan history written as farce Ferry funny The Times Diary Not chicken à la Pope again, Cliff The Times Diary He sings of Glamis and the ma'am The Times Diary A Hard Winter Ahead The new Serb leader needs help to rescue his country The Warsaw Way Blair seeks a new agenda for the European Union The Last Enemy England against Germany is the ultimate sporting encounter Suffering created by pensions rules Lottery Commission 'culpable too' Turning a blind eye to drugs law The online world Riverside regeneration Church against Nazism Elitism for all? Venice's pests are easily removed Giotto the master More or less Matter for musing Tribute to utility? Court Circular Forthcoming marriage Marriages Birthdays Today Opera & Ballet Picture Gallery Luncheon Dinners Gordon Reece Gallery Church services tomorrow No need to rush down the road to unity Credo At your service Miss Koch brings the World Cup to a dramatic finale Weekend anniversaries Personal Column Hylton Bayntun-Coward Bookbinder and bookseller who kept the family business going despite a change of taste Personal Column Nick Fatool Swinging jazz drummer equally at home in the big band and the small ensemble International Newspapers Ltd Personal Column Legal, Public, Company & Parliamentary Notices Milestones Picture Gallery The Times Crossword Weathercall No Title Superlative Travel Flying start Europe on top in Solheim Cup Keegan set to gamble all on Southgate The England head coach risks ridicule and defeat with his selection against Germany Heineken Cup Title pursuit Schumacher ready to deliver Worth a wager Finding value in the World Cup William Hill Why we must not lose sight of out goal amid the fireworks and fond farewells It is doubly important that England do well today with the game in Finland on Wednesday The Times at Wembley Games also-rans excel among life's high rollers They may not have won too many medals, but we scoff at other countries at our peril Picture Gallery Wembley's swansong lacks glamour England V Germany in the World Cup England V Germany at Wembley Football Heineken Cup One mission under the Twin Towers The pace of Owen and Cole should bring England a farewell victory at Wembley The Times at Wembley Bierhoff braces himself for Wembley reprise Group nine Delle Com Footballers strike a body blow to the cult of personality Leighton dispute hangs over Scotland The Times at Wembley Picture-perfect view of a man finally at peace with the world David Beckham has resisted taking revenge and instead has celebrated life's positive side Wembley: The Final Sunset Wembley: The Final Student Wembley: The Final Sunset Kick off through to Final Whistle Wembley: The Final Sunset The Times at Wembley A funny old game? Wait until your goal falls down Life Sentence Mark Hodkinson on a low-level love affair First division Second division Shaping up for Wembley Third division A funny old game? Wait until your goal falls down Life Sentence Television and Radio Scotland Conference Fixtures The other match of the day Classified information McCarthy makes light of challenge Group two McIlroy faces test of strength Group three Wales bid hangs on Hartson Group five Get the Most from the Game England caught short by Ernst strike The Times at Wembley Late swing fails to dent Europe's dominance Golf Montgomerie takes the initiative with strokes of genius For the record Littlewoods bet Results from Wentworth Results Reid retains sense of perspective Onuora's flourish deprives Bolton of spoils Football Task force yet to find solution Schumacher ready for coming of age This time, the German driver will not be put off by weight of expectation from Ferrari Picture Gallery Practice times from Suzuka Scheckter faces giving up his crown after 21 years Teamwork is secret to final success Golf Henman toils to overcome Chang's resistance Tennis Stableford scores Olympic bid needs to tackle numbers puzzle Rugby union McDermott bullish about Bradford's chances Rugby league Premier Pitch Battles David Hands's guide to the Heineken Cup action Edinburgh stave off determined Leinster Biarritz revived by intrepid spirit of Blanco Robinson determined to delay his farewell Gloucester prevail despite blow for Mannix Links Thunderer: Armchair Investor Nayef (13-8) Romantic Myth (11-2) Riyafa (13-8) Forest Dante (7-4) Sheer Viking (10-1) Evening Scent (3-1) Bacchus (7-1) Royal Result (10-1) Ryalux (9-1) I Cried for You (8-1) Jeep Germany provide way to spread risk Don't sniff at 11-10 for England at Wembley Best of the weekend bets Boys from Brazil have look of bad favourites Victor Chandler Take a tilt at Argentina Fromsong tuned up for Cornwallis Racing Ascot Rob Wright York Johnston pins hopes on Fruits Of Love Racing next week Rapid Raceline Milton flourishing in his lost paradise Racing Trainer finds winning formula late in career Results from yesterday's four meetings Southwell Bangor Course Specialists Hexham William Hill England go for fine tuning on perfect pitch Cricket Ladbrokes. co. uk Stanleybet. Co. Uk Weekend fixtures Australia refuse to rest on their World Cup laurels England v Germany White wins way into semi-finals Sport in Brief Leander target Sprinter banned UK fight back The Irish really can get under your skin Grapevine Chase final Fitness control What will stop my swims being a pain in the ear? Casebook SportingOdds. com Row, I'm going to Barbados No shortage of inspiration or takers for our 3,000 miles endurance test across the sea Prevention is better than cure, make no bones about it Body Talk Hywel Davies Matthew Pryor shapes up with… Motors Imports Motors Imports Multiple Display Advertising Items Imports Smartcard plan to combat MoT fraud Long-overdue changes are set to tackle a huge market in stolen certificates and dangerously bodged cars, says John Naish 'I've never seen another one like it before or since' Jan Morris found her ex-Army runabout in a Cairo back street Mobile Drink Peril Trap-Detector Ban Diana Motors Is the game over for online players? E-business Investors' hopes for video games over the Internet have been severely tarnished 'Evangelist' Walker in divine intervention The word on the web Web training solution offers you access to 10,000 courses The elevator pitch The week on the web Legal eagles swoop to grab the power and the money In the first of a series on the City's professionals, lawyers take centre stage The Claims People Group plc The magic circle The outer circle Salz adds cultural flavour to modern City legal practice The Freshfields senior partner is more patron of the arts than Master of the Universe Unit-linked insurance investments Exchange of information City Diary Job watch City Diary Yo! ho ho City Diary Investors warm to P&O split Stock Market Drug price move gives a lift to Shire Eurotop 100 Biggest Price Movements of the Week Major Indices Commodities Directors' dealings London Financial Futures Money Rates % European Money Deposits % Gold /Precious Metals Baird & Co Sterling Spot and Forward Rates Market uncertainty puts focus on bonds Tempus TTP Dollar Rates Other Sterling Recent Issues FTSE Volumes Wall Street Flat finish for equities Family firms 'need new blood' Business to Business Loan Books Wanted Changing their weak spots A benchmarking programme is helping managers Multiple Classified Advertising Items The Times Bookshop SBS chief seeks views In brief The Times Unit Trust Information Service Henderson Administration Limited LSE chief to admit merger failings Marconi confirms Nasdaq listing plan Post Office poaches Britannic director Two Britons accused of Internet porn scam M&S still faces Holmes delay Investors scramble for TTPCom shares Picture Gallery Technology firms join rush to float Montanaro legal battle is settled Business in Brief Owens Corning seeks protection DTI aims to wind up Smartalk BSS price falls after warning Leica abandons £180m flotation (Bloomberg): Priceline slide continues Airtours dashes with director defecting to rival Rio leaves Ashton bid on table French bank denies Close Brothers link Www. tips. com One-man bands turn up the volume Commentary Finance man Lewis quits troubled Eidos Successful double disposal nets Tomkins £151m So it's 1GHz…Big Deal Computacenter drops £85m bid for Compel Property Online in merger Patience Wheatcroft Sparkling telecoms give boost to economy Receivers take over at Finelist SB chases Block with $1.2bn bid Euro hovers over post-intervention low A Week in the City Virgin pulls out of health dubs deal Cognos Brace pays the price for BT slide Index Stock Market Indices US Rate London Money Sterling Dollar North Sea Oil Exchange Rates Burley Appliances Limited Tasting wine Jane MacQuitty tells you how All things bright and beautiful? We've fallen for organic food in a big way. But is it really better for us? Robin Young wades through the truth Child's play Tuning in to Barbie. FM Driving ambition The Alan Clark diaries A devoted wife whose loyalty was much abused Not worth the detour Ackroyd's London is not mine Cross words about crosswords More stock for a good risotto It may say 'organic', but what's really behind the label? Supermarkets are cashing in on the 'O'word, but it may still be junk food in the packet, says Clarissa Hyman Resist the urge to sell out Weekend Picture Gallery No Title Sotheby's couldn't A forger using emulsion paint and teabags created 'Old Masters' that fooled the world's art experts. Were they only too eager to be deceived, asks Anne Robinson Harlequin Bernard Cornwell Gadget The Sleep Disorder Clinic Look here, I want my money back Complaining requires a special kind of confidence - or is it shamelessness asks Susie Steiner A bubble bath alfresco Soak away your worries in an outdoor hot tub, says Stephen Anderton International Care & Rellef Know your rights Shopwatch Hype! Give it some welly Red and yellow and pink and blue - you can buy boots in all colours of the rainbow, says Salombe Munuo Uk directory Mud-free zone Beige but beautiful Closet talk A greener East End is just a walk away Tim Teeman discovers a paradise of sorts down the Mile End Road Snaffles and spurs: under starter's orders A lifetime's collection of equestrian metal goes under the hammer Fantasy league Walk the walk Green and pleasant vineyards Wine-tasting with a room and dinner thrown in?… Six of the best London street markets Wine and wallabies Hopelessly devoted to Trollope Word of Mouth Baroness Warnock can see the novelist's characters in politics today, says E. Jane Dickson The Sunday Times Literary loves and hates Your passion for books has burst forth. Susie Steiner reports Ready just in time Smoked trout with preserved lemon Everything you always wanted to know about … Parmesan Ready just in time Jill Dupleix The Times Cook Dear Jill Cheat of the week Dear Jill Feast first, then walk the moors Sunday lunch Jill Turton visits the Star at Harome, North Yorkshire Just taste this Little Imp Quentin Letts braved the pong at a British cheese festival in Stow Ask Jeeves In sickness and in health? Food for thought Terry Durack Nibbles Star Buys Best of the Rest Taste Trail Wines Know-how not to be sniffed at The Times Wine Tasting Course week one:'first, take a very clean glass… With wine, a little knowledge goes a long way, and the key, says Jane MacQuitty, is to taste the difference between the eight main red and white grape varieties The taste test smoothies Chilean Peaks Dear Jane Girls just want to dress up Post-feminism? Girrrrl power? Sorry, we're dressing up. Arabella Warner discovers what little girls want Air France Driving over my political rivals A beleaguered Prime Minister struggles for authority as her lieutenants plot and whisper at Westminster - and the diarist fantasises about kicking his stepmother down the castle stairs Times Beware the amphibious landing The bullfrog is one American import we can do without, says Andrew Morgan Bullfrogs can swallow whole voles, sparrows, ducklings and our native frogs Saturday Rendezvous Abundance of Stunning Ladies The Times The Executive Club Multiple Display Advertising Items Drawing down the moon Berkeley Sweetingham International Saturday Rendezvous The Times Vet Nothing Hill Introduction Limited STRiUS The Times Using hands to heal your horse Buttercup and Daisy bloom on very small doses Acupuncture for a cow who's put her back out? Homoepathy for a flock of sheep? What's works for them is good for us, says Martin Jackson Lucy Pinney 'The most memorable moment of the shoot was when a labrador flushed out a courting couple' Clovelly Clothing Co MOPS Coopers of Stortford Free Potency Pill Multiple Display Advertising Items Tudorose Men Birthday Newspapers Hj Softop Socks Vir Clinics Foam for Comfort Stannah Stairlifts Multiple Display Advertising Items Free Swimwear Special! Condoms Same Day Discreet Post Service Amazing TRANSformations British Antique Replicas The Times Multiple Display Advertising Items Hawkeye and his peregrines Brian Pedley meets an abseiling policeman on a mission to save falcons Shoparound Listen, the song of the autumn is on the way Feather Report Landscapes by design Jorn Langberg finds the flat Suffolk farmland a fine foil for his show of art and soul, says Stephen Anderton Stephen Anderton The Times Gardener Garden Answers Where a warm wind blows Sam Llewellyn is gripped by the mystical history of Inverewe, a sub-tropical Scottish garden Weekend Tips Victor in his own Arcadia How a top literary agent tamed the oak scrub on Long Island and how le tout monde flocked to visit Today's Power Tool Offer Direct Stairlifts Guardian COUNTaX Improve your life with a Churchill's Stairlift Echo World Class Power Tools Homes & Gardens Multiple Display Advertising Items Viking Gardens to visit Jane Owen in Boston Back Bay Fens Multiple Display Advertising Items Guardian Awnings Ltd Stairlifts You Choose from All the World's Best Scale watcher Electronic Descaling System Garden Shredder Britain's Favourite Bath Aid Multiple Display Advertising Items The Times Multiple Display Advertising Items Agriframes Come sit by the sphere… No more room in the ark If you can take the heat The Times Barratt Overseas Property The Times Barratt The International Property Show Propertunities Quinta de São Roque Parque da Floresta Multiple Classified Advertising Items New Homes Property Beechcroft Coastal Dorset Nearest Stations Linehouse … The Times 'My beautiful flat in the bargain bucket' Home Truths In need of a project? They're having a laugh… aren't they? Meg@ Watcha! Welcome to MINI-meg@! It might look little but it's Large! The biggest reviews, gargantuan gags, tiutanic 'toons and wicked pics (yours!) are here. And you can win cool stuff! Send in your jollest jokes, awesome art and puzzle efforts and you could bag a juicy £50 of Virgin vouchers. What are You Waiting for? Get in! Picture Gallery Click! Who wants to win a PC? Word Watching Two Brains Chess Winning Move Answers The Listener Crossword No 3586 Circumnavigation by Giaconda Solution to Jumbo 307 Solution to No 3583 The Five Ks by Charybdis Bridge Jumbo Crossword 309 Pictureline Modern Times Philips Howard tackles you problems, from kilts to flushing correctly Fuming in Bath Times Two Quotes of the Week Tories stoke up annuities issue Breaking up Pension rules on divorce Pensioner power could trip up Labour Antonia Senior on the political debate raging over pensions A Collecting splash of Scottish colour Jupiter Anne Ashworth Personal Finance Editor Money In the Business section Easy Money on Wednesday Capital One Bank Merrill staff set for £100m options bonanza New players to swell cash machine network Funds Packed Attention to detail will safeguard home comforts Money MoT Helen Nugent meets the Diggens family, whose only danger is complacency Experts dig a little deeper Mumbo-jumbo The Diggens Family Aberdeen Close Fund Management Equitable A steady, reliable income Investment Suzanne Clarkson looks at using bonds to supplement your pension First Active No future in the past Melanie Tringham explains the danger in putting too much faith and trust in performance figures Matching meteoric rise of Aberdeen Funds in Focus Nelson Investment Management Limited Intelligent Finance Taking care with computer freebies Go It Alone Look before you leap at a savings plan Patricia Cox with a warning about checking out the financial advice Give a good account of yourself Company financing BT Dilemma over payments on account A question of tax Driving a hard bargain Young Money Susan Emmett on the options for motorists who are priced off the road Commshare Ltd Threadneedle investments Multiple Display Advertising Items Scottish Widows Govett Investment Tax-free offer that Investment Cash or shares, minis or maxis, there is an Isa to suit everyone, says Helen Pridham Picture Gallery Norwich Union Jargon-busting M&G Best Buys Selection of Unit Trust/oeic Isas The Cat's whiskers? Liverpool Victoria The long and short of finding the right fund Equitable The Times M&G Breaking up is hard to do Pensions Antonia Senior looks at the implications of the new rules on pensions and divorce Coventry Building Society Better to think of the unthinkable Insurance Philip Barron on why it pays to be prepared for the unexpected Norwich Union Merrill Lynch The Royal Bank of Scotland Beware rock-bottom deals Abbey National Financial Adviser Independent Worried homeowners The Endowment Scandal Helen Nugent on plans to help those facing a mortgage shortfall Grounds for complaint? Surrenda-link Limited Equitable Framlington Hole sinks endowment hopes Legal & General Consider the shortfall options Bank of Scotland Investors Club Gartmore Selftrade. co. uk Local knowledge Property Paula Hawkins explains how to avoid any nasty surprises when buying foreign property Foreign Property Mortgage Rates Egg: insure Painstaking mortgage research made simple It has never been easier to find the perfect home loan, says Anne Ashworth Bank of Scotland Foreign Property Prices NPI Foreign Colonial Multiple Display Advertising Items Chase Fleming A rare splash of Scottish colour Collecting Clare Stewart previewing a great opportunity to buy works by a famous collection of artists Nota bene Robert Cole rounds up this week's Tempus tips Vosper Thornycroft Manchester United GEO Interactive Media British Energy Perpetual Small is beautifully cheap but unloved Personal Investor Online brokers battle it out Alison Gibson finds a guide to choosing share dealing services The TIMES/UK-INVEST. Com Brokers' Tips Roundup Protection Court fees hit disabled Finding advantage in accounts that pay interest monthly Mortgage Intelligence Isa confused Windfall for the man . . . but none for who wasn't there . . . the man who was Picture Gallery A customer complains Cash is still in limbo Applause for a voice of calm Expensive learning curve Stroud & Swindon Building Society You should be so lucky Dropping Abbey after 40 years Databank Savers' Best Buys Chelsea Building Society Hint of disharmony gets the AA message home AD Watch Cheltenham & Gloucester Cheapest level term assurance Best with profits personal pension Unit Trust Funds over five years Investment Trusts over five years Pension Annuities Canny move on the Scots James Moore reports that windfalss will be ploughed into funds Cahoot puts Abbey in the shade Anne Ashworth 'In 1990 a £100,000 fund bought an annuity giving an income of about £15,000; today you would receive little more than £9,000' Fidelity International Limited Benevolent B&B jingles the tills Ryanair. Com Fishy about Mauritius? You expect fabulous seafood and wonderful fusion cooking on this Indian Ocean island. But food writer Chandos Elletson found that the best restaurants were a long way from the five-star resorts Family holidays Where to go for October half-term Photo opportunity Should you travel with a camera? Ireland Picture Gallery Cath Urquhart Travel Need to know Picture Gallery Hurry to catch the half-term sun Travel companies say it's a sell-out at the end of October, but Jeannette Hyde finds families can still get away Alitalia Where next? Jeffrey Archer, novelist and actor China blocks Tibet visas October is the anniversary of the Chinese invasion of Tibet, and the authorities are getting nervous of independent travellers who might be too sympathetic to the Dalai Lama, says Tom Chesshyre Noble Caledonia Limited It's cheaper one by one Group bookings on easyJet flights reserved on the Web are not the cheapest solution, says Steve Keenan Middle East looks to West There are hopes for an increase in visitors to the region, in spite of the present troubles, says Tom Chesshyre World of travel North Cyprus This is the solution No, its's not Cambridge. Which is why you can have this river all to yourself when you can have this river all to yourself when you go punting on a de-stressing weekend break. Stephen McClarence unwinds Checking in The Winder Hotel, Bath Need to know Thomas Cook Sca-a-a-ary, but I like it Glum? Blackpool? No, says Rachel Campbell-Johnston, not any more. Our politicians might give it a wide berth, but for some grown-ups it has hip resort status And with a folly akin to madness I was back in the queue Stena Line The Travel Collection Museum of the week Voyages Jules Verne Need to know Life is beautiful without a camera Travel photography is intrusive and can spoil you outlook, says Rupert Watson Photographing people is selfish. It takes much and gives little, except money and offence A guide to sensitivity Need to know Cunard Voyages Jules Verne Head for the slopes Doug Sager, Times ski correspondent, checks out the best resorts and equipment in a preview of the new season Cayman Islands Black spots on the snow The season's best gear Need to know Cox & Kings Recruitments It's all DIY and BYO Good morning Vietnam Departures Jil Crawshaw has the best train holiday tips All aboard for a Trans-Siberian epic Glacier Express Upwardly icebound Need to know Red alert A grand passage through India How can we go skiing in Scandinavia? Readers' Forum Chloë Bryan-Brown opens the travel postbag Off the shelf. . . On the web. . . Each week, Jo Morris reviews new guidebooks and Steve Keenam looks at travel websites The Good Skiing & Snowboarding Guide 2001 Penguin, £15.99 Autumn Cruise Sale Neapolitan Riviera Reader's Tip Saga Light up and live a little Melissa de Villers found that a great way into Cuba is through its cigar factories Multiple Display Advertising Items Hotel Breaks Autumn Time! Exmoor The Times Allt Yr Ynys The Commodore Charingworth Manor Cricklade Hotel Poussin East Lodge Exmoor National Park Lostwithiel Hotel Golf & Country Club Crafty Autumn Breaks Suffolk Heritage Coast Careys Manor Hotel Aldeburgh Enterkine Country House Glendorgal Hotel Bath Old Mill Hotel The Rosevine Hotel Springfield Country Hotel & Leisure Club Need to know Picture Gallery Armathwaite Hall Hotel Hinton Grange The Times Multiple Display Advertising Items Low Price Guarantee Neilson Multiple Display Advertising Items New destinations, same great service Multiple Display Advertising Items Multiple Classified Advertising Items Thailand amazing value packages Multiple Display Advertising Items Eurocamp European Life Travel Service Multiple Display Advertising Items Multiple Classified Advertising Items Multiple Display Advertising Items Journey Latin America Multiple Classified Advertising Items Multiple Display Advertising Items Tailor Made Travel Multiple Display Advertising Items Multiple Classified Advertising Items Multiple Display Advertising Items Buzz Australia & New Zealand Iberial EasyJet. com Multiple Classified Advertising Items Multiple Display Advertising Items Klm uk Multiple Display Advertising Items Multiple Classified Advertising Items British Airways Abta France Trail Finders Travelbag Multiple Classified Advertising Items The Sunday Times Isic Multiple Display Advertising Items Tailor Made Travel Multiple Display Advertising Items Last minute travel Jo Morris selects the best deals Orange Found the Deal? Now Check the Weather Last minute flights Route of the week Madrid Boy blue Time The Times play Choice cuts My cultural life John Hegley is amazed by Picasso's prolific output; Kirsty MacColl reveals why the theatre is a turn-off; and Terry Frost on Neighbours, Sensation and the ageing process Picture Gallery Film of the week: Nutty Professor Ii: The Klumps (12) New releases V&A Also out Picture Gallery Cv: Eddie Murphy Comic turns He spiralled from black icon to Hollywood has-been, but Eddie Murphy has had the last laugh on his critics Movie news Hollywood and charts London Top 10 National Portrait Gallery US Top 10 This week's hottest US release: Woman on Top CV Adam Mars-Jones's top ten Lars von Trier—Agent Provocateur: Clive King's arthouse choice On general release On general release How to book Final cut Video of the week TV films: Pay per view Barbican Centre Released this week New pop albums Album of the week: Roni Size/Reprazent In the Mode (Talkin' Loud) £13.99 (free p&p) 0870 165 6000 CV: Robbie Williams New albums Jazz concert choice: Bebel Gilberto Five best concerts nationwide Classical concert choice: Ikons of Light UK singles Jungle. com US singles Our playlist US albums Virgin 1215 playlist UK singles 1980 BRMB playlist UK albums Choice: Queens of the Stone Age Play's hottest autumn pop tours New paperbacks Freezer Burn By Joe R. Lansdale Indigo, £6.99 ISBN 0 575 40250 A Conspiracy of Paper By David Liss Little, Brown, £10.99 ISBN 0 349 11354 8 Angelica's Grotto By Russall Hoban Bloomsbury, £6.99 Isbn 0 747 54726 8 Pomona Queen By Kem Nunn No Exit, £6.99 ISBN 1 901 98282 3 Bodega Dreams By Ernssto Qulnonez Serpert's Tele. £10 ISBN 1 852 42661 6 Time's Hammers By James Sallis Toxic, £9.99 ISBN 1 902 20028 8 Poems By Anne Michaels Bioomsbury, £6.99 ISBN 0 747 54718 1 In the Country of Last Things By Paul Auster Faber & Faber, £6.99 Isbn 0 571 15317 8 Dictionary of Modern Anguish By R. M. 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