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Measuring Financial Inclusion: The Global Findex Database

2012; Linguagem: Inglês

10.1596/1813-9450-6025

1813-9450

Aslı Demirgüç-Kunt, Leora Klapper,

Banking stability, regulation, efficiency

No AccessPolicy Research Working Papers22 Jun 2013Measuring Financial Inclusion: The Global Findex DatabaseAuthors/Editors: Asli Demirguc-Kunt, Leora KlapperAsli Demirguc-Kunt, Leora Klapperhttps://doi.org/10.1596/1813-9450-6025SectionsAboutPDF (4.7 MB) ToolsAdd to favoritesDownload CitationsTrack Citations ShareFacebookTwitterLinked In Abstract:This paper provides the first analysis of the Global Financial Inclusion (Global Findex) Database, a new set of indicators that measure how adults in 148 economies save, borrow, make payments, and manage risk. The data show that 50 percent of adults worldwide have an account at a formal financial institution, though account penetration varies widely across regions, income groups and individual characteristics. In addition, 22 percent of adults report having saved at a formal financial institution in the past 12 months, and 9 percent report having taken out a new loan from a bank, credit union or microfinance institution in the past year. Although half of adults around the world remain unbanked, at least 35 percent of them report barriers to account use that might be addressed by public policy. Among the most commonly reported barriers are high cost, physical distance, and lack of proper documentation, though there are significant differences across regions and individual characteristics. Previous bookNext book FiguresReferencesRecommendedDetailsCited ByFintech Innovation in the Financial Sector: Influence of E-Money Products on a Growing EconomyStudia Universitatis "Vasile Goldis" Arad – Economics Series, Vol.31, No.411 October 2021Fintech-based financial inclusion and bank risk-taking: Evidence from OIC countriesJournal of International Financial Markets, Institutions and Money, Vol.75Does Financial Inclusion Promote Human Development? Evidence from IndiaJindal Journal of Business Research, Vol.117 October 2021Does financial inclusion enhance economic growth? 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Towards a Better Understanding of Microfinance Market PenetrationSSRN Electronic Journal View Published: April 2012 Copyright & Permissions Related TopicsPrivate Sector DevelopmentFinance and Financial Sector Development KeywordsFINANCIAL INCLUSIONFINANCIAL INSTITUTIONSEMERGING MARKETS Loading ...