Artigo Acesso aberto Produção Nacional Revisado por pares

Influência da crise financeira mundial na estrutura econômica das instituições financeiras bancárias brasileiras e seus reflexos no Índice de Basiléia: Uma abordagem comparativa

2012; UNIVERSIDADE DE SÃO PAULO; Volume: 6; Issue: 16 Linguagem: Inglês

10.11606/rco.v6i16.52668

ISSN

1982-6486

Autores

Mario Sérgio de Souza Almeida, Hudson Fernandes Amaral, José Roberto de Souza Francisco, Luiz Alberto Bertucci,

Tópico(s)

Finance, Markets, and Regulation

Resumo

Amid Credit Crisis that hit financial institutions in several countries between 2008 and 2009, this study aims to examine their effects on the largest Brazilian banks, conducting a study to understand what aspects are involved. And yet, do a survey of the BIS ratio of the first quarter of 2006 until the last quarter of 2011 to assess the impact on the content and variation in the Balance Sheet which contributed to the changes in the index. Its main issue: what is the impact of the credit crisis on the results of the balance sheets of financial institutions, and examining how changes in the BIS ratio? Aims to identify the consequences of the worsening global financial crisis in the index of Basel II on Financial Institutions. It was felt a great influence of Credit Risk in the composition of the Risk of Domestic financial institutions. Risk that intensified after the impact of the crisis, indeed justifiable given the difficulty in obtaining external credit.

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