Artigo Revisado por pares

Mental Accounting and Consumer Choice

2008; Institute for Operations Research and the Management Sciences; Volume: 27; Issue: 1 Linguagem: Inglês

10.1287/mksc.1070.0330

ISSN

1526-548X

Autores

Richard H. Thaler,

Tópico(s)

Consumer Market Behavior and Pricing

Resumo

Anew model of consumer behavior is developed using a hybrid of cognitive psychology and microeconomics. The development of the model starts with the mental coding of combinations of gains and losses using the prospect theory value function. Then the evaluation of purchases is modeled using the new concept of “transaction utility.” The household budgeting process is also incorporated to complete the characterization of mental accounting. Several implications to marketing, particularly in the area of pricing, are developed. This article was originally published in Marketing Science, Volume 4, Issue 3, pages 199–214, in 1985.

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