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De la hipoteca al desahucio: ejecuciones hipotecarias y vulnerabilidad territorial en España

2017; Pontifical Catholic University of Chile; Issue: 67 Linguagem: Inglês

10.4067/s0718-34022017000200002

0718-3402

Ricardo Méndez Gutiérrez del Valle,

Housing, Finance, and Neoliberalism

Foreclosures promoted by financial institutions which can lead to housing eviction have multiplied in Spain since the beginning of the economic crisis.The growth of the mortgage market in a context of deregulation is at the origin of a process that now thousands of families from their homes annually and reflects the dispossession associated with capitalist crises.The aim of this paper is to analyze the growth and spatial distribution of accorded mortgages and foreclosures filed by creditors in 2001-2014.It is based on data published by the "General Council of the Judiciary", which allow its evolution over the period and prove the deepening of uneven geographical development.The results confirm its highest intensity in the territories that took greater risks for their real estate specialization and metropolitan peripheries where most vulnerable social groups live.