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The effects of sociodemographic variables on the economic behaviour of poorer households in the US and Kenya: a cross-national analyses

2020; Taylor & Francis; Volume: 38; Issue: 4 Linguagem: Inglês

10.1080/02589001.2020.1825648

1469-9397

David Okech, Waylon Howard, Rebecca A. Matthew, Gregory Larkin Purser,

Gender, Labor, and Family Dynamics

This study assessed the economic behaviour of 383 lower-income households in Kenya and the US. Using a two-group confirmatory factor analysis, a moderation effect of gender on financial capability by age was found in the US group. Measurement and structural equivalence across groups were established. Specifically, younger females indicated higher levels of financial capability than younger males, while older males reported higher levels of financial capability than older females. There was no such effect among Kenyan participants. Findings point to the need for considering the sociodemographic characteristics of these households in programmes that enhance their financial capability.