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A Comparative Study on Fingerprint Hash Code, OTP, and Password Based Multifactor Authentication Model with an Ideal System and Existing Systems

2018; RELX Group (Netherlands); Linguagem: Inglês

1556-5068

Krishna Prasad K, P. S. Aithal,

Innovations and Analysis in Business and Education

Authentication is the process to validate the user identity and to grant some resources or services to the user. Authentication process uses many factors like password, biometrics, or One Time Password. Multifactor authentication model always gives higher security than single-factor authentication model. Fingerprint Hash code is not used for full security or authentication purpose but it can be combined with other security elements like password or OTP in order to enhance security. Fingerprint Hash code acts as a key, which can uniquely identify every person. So it can be replaceable with user-id or username and can work along with text-based or picture based or pattern based passwords. In this paper based on focus group interaction, first, we define an Ideal Authentication System. The Ideal Authentication System used in this study consists of different components like Ideal Security, Ideal User-Friendly, Ideal Input, Ideal Process, and Ideal Performance Evaluation Matrices. In this paper, we also compare new Multifactor Authentication Model based on Fingerprint Hash code, OTP, and Password with existing authentication systems. The traditional user-id, password-based internet/mobile banking system, Apple iPhone X face recognition system, HDFC OTP Checkout for online transactions and Indian Aadhaar card registration process are the different existing systems used in this study to compare with the new model.