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Artigo Acesso aberto Produção Nacional Revisado por pares

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PREVIDÊNCIA COMPLEMENTAR ABERTA: UMA ANÁLISE DO DESEMPENHO HISTÓRICO DOS FUNDOS E COMPARAÇÃO COM O TESOURO DIRETO IPCA+ ENTRE 2011 E 2018

2022; Volume: 19; Issue: 2 Linguagem: Inglês

10.5935/1808-2785/rem.v19n2p.13-38

1808-2785

Gabriel Oliveira Medeiros, Thiago Periard do Amaral, Norberto Martins Vieira,

Financial Literacy, Pension, Retirement Analysis

Brazil has a variety of plans and categories of supplementary retirement funds that are offered by many financial institutions. However, a lot of these investments have high administration and performance fees, which diminishes its financial returns. With that in mind, this study analyzed the historical returns of these investments at the periods of 2011 to 2018 and 2016 to 2018, with the objective of assess the quality of the open private retirement’s funds of the country. The obtained results pointed that the open supplementary retirement funds had low performance compared to the market indicators at the accumulated profitability analysis at the period of 2011 to 2018. Although, at the shorter term, a largest share of funds of all categories presented accumulated results lower than the Treasury bonds.